What makes a direct lender stand out from the many names you find when you google “mortgage lender”?
Here’s the main reason a direct lender benefits you. When you call an average lender or broker, you talk to a middle man, who then has to go through lots of people above them and get approval from a big bank before they can ever approve your loan. This can take a lot of time, which often means less approvals and higher rates.
A direct lender uses their own money, not another big bank’s that they have to go back and forth with – which means a direct lender makes their own decisions. No middle man. That’s why we love being a direct lender – when you call us, you talk directly to us. We get to know you. Understand your situation. And work to get you the best loan we can, as fast as we can – and without asking permission from someone way up the food chain. We give you a small-company feel – but we’re actually an arm of a much bigger company, so everything is backed and as reliable as if you were dealing with one of the corporate giants whose names you all know.
That means… easier, quicker, and more approvals, and often a better rate. We’re a company-family of 14 people, and we like it that way. Because we get to help you more. We never turn down something just because it looks difficult – you’re not just one in a giant stack of papers to us. If we can’t find the perfect loan for you right away, we huddle up and look for other options. Because we aren’t looking for easy answers – we’re looking to help you get your family into the home you’ve been dreaming of. Because we believe that’s what Jesus would do.
We get a lot of calls from people who are looking for someone to trust, who’ve been turned down other places because of their credit, situation, and because they weren’t “Easy.” And those are our favorite – because we love making a call that says “YES!” to a family who has consistently heard “no.” It’s what gets us out of bed in the morning.
This mortgage company started as a family dream – a faith and family based lender that really helped people. So if you’re looking for people who share your values and are really good at mortgages… give us a call. We’d love to help!
Best,
Audrey
The Christian Mortgage Mom
